3 Tips to Ensure Fair Compensation in Car Accident Claims

With almost 286 million vehicles in use on the nation's roads, the United States ranks amongst the busiest countries when it comes to road traffic. Unfortunately, this level of congestion also increases the number of accidents that occur as traffic crashes involving nearly 4.7 million cars took place across the country in 2020.

For individuals involved in car accidents, the results can be devastating. In many cases, the injuries sustained can be painful and life-changing, causing people to take time off work while they recover or in other cases, preventing them from returning to work altogether. Aside from the potential loss of earnings, individuals may face additional financial challenges including large medical bills and the cost of purchasing another vehicle. Companies like myAutoloan.com can help with financing arrangements to ensure you get the best deal on your new car.

In this article, we will outline three tips individuals injured in car accidents due to the fault of a third party should bear in mind to help them receive the full amount of compensation they deserve.

Gather Information

The more information an individual has to support their claim the stronger their case will be. This includes key information at the scene of the accident such as the name and contact details of the other parties involved as well as those of any witnesses to the accident. Their testimony could be valuable in determining the events that led up to the accident, helping establish liability for insurance claims or litigation purposes.

It is also important to obtain a police report of the incident if one was filed. This will serve as an objective record by a credible third party outlining key information about the incident and the officer's assessment of who was at fault. By gathering this information, individuals pursuing car accident claims can successfully establish fault, allowing for a fair calculation of damages.

Enter Into Negotiations

A common tactic used by insurance companies is to make lowball settlement offers in the hope that claimants accept a payout that is worth less than the true value of their claim.

It is advisable to enter into negotiations with insurance companies by asking them to support their reasoning behind this figure. This will allow for a counteroffer to be made, based on their response. The expertise of a car accident attorney such as this Southfield car crash lawyer can help claimants accurately assess their damages and have a legal professional take over negotiations on their behalf.

Get Medical Attention

Following a car accident, it is important to seek immediate medical attention, even if injuries appear minor. This not only ensures the health and well-being of those involved but also helps when filing a car accident claim.

Medical records are often relied on in car accident claims to determine the amount of damages a claimant should receive. They can provide key information on the amount spent on medical treatment such as surgeries, medication, and rehabilitation and also validate the nature and extent of the injuries sustained.

This is another crucial point when pursuing a claim, as insurance companies often dispute claimants' injuries on the basis that they lack sufficient medical evidence to support their claim or that they pre-existed the accident. In doing so, insurance companies attempt to limit their liability and the amount they pay out.