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as low as:
Refinance Rate
as low as:
Refinance Rate
as low as:
Refinance Rate
as low as:
Refinance Rate
Key Takeaways
- One application, up to 4 offers - compare pre-qualified loan offers from multiple lenders side by side.
- Takes about 2 minutes - complete the form online with no obligation to accept any offer.
- Soft inquiry only - applying through myAutoloan does not affect your credit score.
- Five loan types - new auto, used auto, refinance, private party, and lease buyout.
- Available in 48 states - excludes Alaska and Hawaii.
Auto Loans to meet your needs...
New & Used Purchase
Buying a car? You're ready to make an exciting purchase, but first, you need to fund it. Arranging financing in advance will help you get the best deal on your car.
Refinance
Looking to reduce your monthly payment on an existing auto loan? Refinancing could help you lower this monthly expense.
Private Party & Lease Buyout
Want to purchase the vehicle you're currently leasing? Buying out your current lease can bring to life your dream of owning a car.
About myAutoloan
Why Compare Lenders?
Auto loan rates vary significantly from lender to lender. On a $30,000 loan over 60 months, a 1% rate difference saves roughly $800. Shopping multiple lenders before you buy, or before you sign at the dealership, is the single highest-impact financial move you can make on a vehicle purchase.
Proven Track Record
Since 2004, myAutoloan has helped over 100,000 customers secure auto financing - connecting borrowers with banks, credit unions, and online lenders to find competitive rates on new purchases, used purchases, refinances, private party loans, and lease buyouts. Complete our quick, secure and confidential offer form and receive decisions in minutes.*
Why use myAutoloan?
Applications are free, fast, and secure. myAutoloan (HDF) acquires a “soft” credit inquiry, which does not affect your credit score.** Getting pre-qualified before visiting a dealership gives you negotiating power and saves time.
* Some offer decisions can take longer. Submitting an Offer Form may result in soft credit and/or hard credit inquiries from the Lenders.
** Lenders and their networks, Credit Sources and their networks may also acquire a “soft” or a “hard” credit inquiry. Lenders are finance companies, banks, credit unions, automobile dealers, and affiliates.
myAutoloan FAQ
What is myAutoloan?
myAutoloan is an auto loan marketplace operated by Horizon Digital Finance. It connects borrowers with up to 4 pre-qualified loan offers from multiple lenders for new car purchases, used car purchases, auto loan refinancing, private party purchases, and lease buyouts. myAutoloan serves consumers across 48 U.S. states (excluding Alaska and Hawaii).
How does myAutoloan work?
Complete a single online application in about 2 minutes. myAutoloan submits your information to its lender network and returns up to 4 pre-qualified loan offers. You compare the offers and accept the one that best fits your needs, with no obligation to accept any offer.
Does applying through myAutoloan affect my credit score?
myAutoloan (HDF) acquires a “soft” credit inquiry, which does not affect your credit score. Lenders and their networks, Credit Sources and their networks may also acquire a “soft” or a “hard” credit inquiry. If you shop multiple lenders, credit scoring models count all auto loan hard inquiries made within a set window as a single inquiry: 14 days for VantageScore and older FICO models, 45 days for newer FICO models.
What types of auto loans does myAutoloan offer?
myAutoloan connects borrowers with lenders for five loan types: new auto loans, used auto loans, auto loan refinancing, private party car loans, and lease buyout loans.
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As of , rates start as low as 4.24% APR±. Your actual rate depends on your credit profile, loan type, loan term, and lender. Estimate your payment.